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$1,275,000

3422 W Shell Point Road Ruskin, FL 33570 Residential - Single Family Active

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Description

3422 W Shell Point Rd, Ruskin, FL 33570Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle.Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views.The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances.The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking.Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away.Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, hurricane shutters, vinyl fencing, and public water and sewer.Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver.***** WHAT THE SELLERS LOVE *****We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted.

Property Highlights

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Heating: Central
Home Style: Florida, Ranch
Lot Size: 0.18 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $4,146
Year Built: 1979

General Information

Bedrooms: 2
Bathrooms: 3 Full
Sqft: 3,100
County: Hillsborough
High School: Lennard-HB
Subdivision: SHELL POINT
Listed By:
Shawna Calvert 27NORTH REALTY 813-645-4663

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-In Closet(s)
Window Treatments
French Doors
Hurricane Shutters
Lighting
Private Yard
Rain Gutters
Sliding Doors

Room Information

Living Room: 28.2x26.1
Kitchen: 19.3x19.4
Family Room: 26.2x18.7
Primary Bedroom: 15.7x11.11
Primary Bathroom: 11.9x9.1
Bedroom 2: 12.3x14.2
Bathroom 2: 8.1x5.1
Laundry: 15.8x5.1
Bathroom 3: 10.2x6.6
Foyer: 4.8x4.1
Balcony/Porch/Lanai: 14.1x26.1

Property Features

Additional Rooms: Attic, Family Room, Inside Utility
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Directions: From I-75: Take Exit 240B for FL-674 W / College Ave toward Ruskin. Merge onto FL-674 W / College Ave and continue west for approximately 3 miles to US Hwy 41 N (Tamiami Trail). Turn right (north) onto US Hwy 41 N, then take an immediate left (west) onto
Exterior: Block, Stucco
Fencing: Fenced, Other, Vinyl
Fireplace: Circulating, Insert, Living Room, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Carpet, Ceramic Tile
Foundation: Slab
Frontage Brackish Water: 91
Frontage River: 91
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Cleared, In County, Landscaped, Level, Paved
Lot Dimensions: 0.18
Other Equipment: Irrigation Equipment, Private Yard
Ownership: Fee Simple
Parking: Boat, Driveway, Off Street, Open
Parking Notes: Boat, Driveway, Off Street, Open
Patio/Porch: Covered, Patio, Rear Porch, Screened
Pets Allowed: Yes
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer, Septic Tank
Showing Instructions: Appointment Only, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Vegetation: Mature Landscaping, Trees/Landscaped
Water: Public, Well
Water Access: Bay/Harbor, Brackish Water, Gulf/Ocean, Marina, River
Water Access Y/N: Yes
Waterfront Features: Brackish Water, River Front, Boathouse, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall - Concrete
Water View: Bay/Harbor - Partial, Gulf/Ocean to Bay, Marina, River
Windows: Blinds, Shutters, Window Treatments
Zoning: PD
$1,275,000
2beds
3.0baths
3,100sqft
New to the Market Active
BEDS2 BATHS3 full SQUARE FEET3,100 MLS#TB8533780
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSHELL POINT

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3422 W Shell Point Road , Ruskin, FL 33570.

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Estimated Payment

$ 5,017.74 per month $4,300.36 Principal & Interest $345.50 Property Tax $371.88 Homeowner's Insurance

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